Thursday, December 17, 2009

Why the Senate Health Care Bill is An Abomination

Just as Barack Obama and many Congressional Democrats lied to the LGBT community during the 2008 campaign, so too they lied to average Americans who desperately wanted REAL health care reform to control costs and stop the de facto rationing of health care by insurance companies and price gouging by drug manufacturers. Now, Howard Dean - a physician himself - has an op-ed in the Washington Post that lays out just how big the betrayal of average Americans has been and why the "reform" bill in the U.S. Senate needs to be defeated and replaced by what was promised. Sadly, I increasingly believe that come November, 2010, the Democrats deserve a crushing defeat at the polls. Not because the GOP would be any better, but at least the Republicans are more honest about their contempt for most Americans. Here are some column highlights:
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If I were a senator, I would not vote for the current health-care bill. Any measure that expands private insurers' monopoly over health care and transfers millions of taxpayer dollars to private corporations is not real health-care reform. Real reform would insert competition into insurance markets, force insurers to cut unnecessary administrative expenses and spend health-care dollars caring for people. Real reform would significantly lower costs, improve the delivery of health care and give all Americans a meaningful choice of coverage. The current Senate bill accomplishes none of these.
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Real health-care reform is supposed to eliminate discrimination based on preexisting conditions. But the legislation allows insurance companies to charge older Americans up to three times as much as younger Americans, pricing them out of coverage. The bill was supposed to give Americans choices about what kind of system they wanted to enroll in. Instead, it fines Americans if they do not sign up with an insurance company, which may take up to 30 percent of your premium dollars and spend it on CEO salaries -- in the range of $20 million a year -- and on return on equity for the company's shareholders. Few Americans will see any benefit until 2014, by which time premiums are likely to have doubled. In short, the winners in this bill are insurance companies; the American taxpayer is about to be fleeced with a bailout in a situation that dwarfs even what happened at AIG.
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If lawmakers are interested in ensuring that government affordability credits are spent on health-care benefits rather than insurers' salaries, they need to require state-based exchanges, which act as prudent purchasers and select only the most efficient insurers.
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I have worked for health-care reform all my political life. In my home state of Vermont, we have accomplished universal health care for children younger than 18 and real insurance reform -- which not only bans discrimination against preexisting conditions but also prevents insurers from charging outrageous sums for policies as a way of keeping out high-risk people.
I know health reform when I see it, and there isn't much left in the Senate bill. I reluctantly conclude that, as it stands, this bill would do more harm than good to the future of America.

1 comment:

Anonymous said...

Mr. Hamar
I have read and enjoyed and found great comfort in your blog for a long time, from the Loire Valley here in France. I have waited too long to thankyou for your opinions and your brokering of the news from our country and your words of wisdom.

You are a brave man, a good man, and we are lucky to have your posts, in these times! Please continue writing for our community and everyone!
The best of the new year to you and yours.
Your fan in the Loire!